Eric Mibuari: Can credit scores for the creditless be determined by cellphone data?

About this talk: 70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit using available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most - loans.

About this speaker

Eric Mibuari is the leader of the Financial Services Innovation group at IBM Research – Africa and works on innovations propagating financial services access. Ongoing projects focus on mobile money, commerce and credit with financial institutions and telecom firms. Eric holds a master’s in Computer Science from Stanford University and a bachelor’s in Aeronautics and Astronautics from the Massachusetts Institute of Technology. His previous work includes software engineering in the U.S. and the biotech industry in France.

About this event

TED@IBM was a TED-curated event showcasing speakers from across the IBM community. Produced in partnership with IBM, the event brought to light the often-overlooked. Examining social structures and sustainable approaches, TED@IBM explored the necessity of invention to build a better world.

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