May 2 2011: These are all good Ideas but require much change. What I am proposing would just take the information that is in the system today and make it transparent to the doctor and the customer. What makes my idea so easy is that I'm not asking for any real changes. It's kinda like the old saying, just "enforce the rules currently on the books". My idea would be quicker than any other and help "hold down the fort" until longer term solutions can come to pass.
If there are say 12 major insurance companies and they each provide 4 types of insurance each (4 * 12 = 48) once a year some neutral party would update a central database that only shows 1 of the 48 coverages to the doctor to choose from and the default sort for say Antibiotics (as an example) would be lowest cost first listed.
I think it would take a 12th grade math major a pizza and a six pack about once a year to crunch the numbers and post it to a web site for all doctors to download or link to...
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A comment on Conversation: For doctors in the United States to have access to lowest cost health care.
If there are say 12 major insurance companies and they each provide 4 types of insurance each (4 * 12 = 48) once a year some neutral party would update a central database that only shows 1 of the 48 coverages to the doctor to choose from and the default sort for say Antibiotics (as an example) would be lowest cost first listed.
I think it would take a 12th grade math major a pizza and a six pack about once a year to crunch the numbers and post it to a web site for all doctors to download or link to...
Doug