Pratik Potdar Posted over 2 years ago A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more? Education is primarily important. People should try to learn the basics of financial management so that others wont be able to dominate their thought process while selecting an investment plan. Keep a certain portion of your money invested in government securities that will ensure that it does not bite the dust (even in times of recession.) Cut out on the unnecessary expenses (it varies from person to person) and invest those savings wisely. Try to go for multiple sources of income by utilising your free time in developing your creative instincts and being updated with the developments in the economy. This is will yield results in the long run Invest in the stock market in long term securities. They are generally low priced in the beginning. Go for short term stocks as well but make sure you quit after a desirable return on investment. With proper planning your investment will definitely multiple in the long run.