TED Community » Andrew Eschtruth

About Me

Andrew Eschtruth is associate director for external relations at the Center for Retirement Research at Boston College. He directs the Center’s communication activities, including publications, press relations, and social media. Mr. Eschtruth also manages relationships with the government, foundation, and corporate communities.

Previously, Mr. Eschtruth was a senior analyst with the U.S. Government Accountability Office specializing in federal fiscal policy and entitlement programs. He also served on a special assignment as an aide to the Chairman of the Senate Finance Committee. Mr. Eschtruth earned his B.A. from the University of Michigan and an M.A. in public policy from Duke University.

Location:: United States, Chestnut Hill, MA
Gender:: Male
Areas of expertise:: Retirement policy, Social Security

My website links:: Center for Retirement Research at Boston College, Public Plans Database, Financial Security Project
Universities:: Boston College

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A reply on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

Apr 22 2012: Krisztian,

Good point about saving. It needs to be instilled in people at a young age and conducted as a routine activity that everyone naturally engages in. And saving has two key advantages -- the familiar one of helping you accrue assets to tap later and the less familiar one of reducing your consumption today so that your expectations for how much you need to consume are kept in check.

Andy
A comment on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

Apr 20 2012: One type of barrier to effective retirement planning is psychological -- we humans procrastinate, undervalue the importance of events happening in the future, and cling to familiar habits. Our Center has an interactive tool -- "Curious Behaviors that Can Run Your Retirement" -- designed to educate people about these behavioral barriers. It's available at: http://fsp.bc.edu/curious-behaviors-that-can-ruin-your-retirement/
A comment on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

Apr 11 2012: Our work at the Center for Retirement Research indicates that working a few years longer -- not forever -- makes a major difference. Many people today still retire around 62-64. Moving those averages up to the mid-late 60s significantly raises monthly Social Security benefits and gives one's savings more chance to grow. As most of us can expect to live longer than our parents, working a bit longer will still leave time to enjoy retirement.

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TED Community » Andrew Eschtruth

About Me

Comments

A reply on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

A comment on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

A comment on Conversation: A conversation with Prudential: As people are living longer, how can we plan for a retirement that could last up to 30 years or more?

Favorite talks