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Are young adults today lacking life skills that inhibit them to determine an individual life track?

So I'm an Asian American raised under immigrant parents who came to this country to start a family. Therefore, I wasn't taught much about the system pertaining to everyday life skills. For example,

*How to do taxes
* What taxes are
* How to vote
* What political parties are
* How to write a resume/cover letter/anything related to getting a job
* How to write a check/balance a check book
* Anything to do with banking
* How to do loans for college
* How to jump start a car or other basic emergency things
* How to buy a car or house

We are distracted with the free flow of information that we forget how essential these skills are in order to promote confidence for independence.

I understand that these can be learned through parents or as you go on, but what about the 99% protesting on Wall Street? If they knew about credit scores or interest rates, would so many students have taken out those loans?

Throughout my study, I found most high school graduates who are going to college don't have any idea of what they want to study. I believe it is because they lack the confidence to believe in themselves to pursue a higher purpose in life.

I hope I explained my idea clearly enough as this is my first conversation here on TED. I hope to hear from most of you!

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    Jul 25 2013: I think it is true of most high school kids that they don't know what they want to do. It has always been the same and I am sure always will be. Most people don't ever do a job they really like. They work to live and pay the bills.

    A lot of the things in the list you gave at the beginning are not taught at school. Taxes, banking, etc are soon learned when people get jobs. Jump starting a car is not something that is essential to life and anyone who wants to buy a car doesn't need a lesson in it, they only need the cash.

    It is probably also true that more life skills can be taught at school but school is for study and childhood is so short that I don't think children need to have their heads crammed with most of the things on your list. Though it is important to know how to write CVs and how to apply for jobs.

    I think happy children who have no stresses and strains in their lives are naturally confident anyway. Most kids choose courses at university because their teachers guide them in the direction of something they were good at in school and don't always consider whether there is going to be any kind of employment in this area at the end. They like the school to look good because they are sending students to further education.

    There is no such thing as perfection in life and there never will be. We will all muddle through as has happened since the beginning of time. Life skills can only really be learned when we leave home and set up for ourselves. It doesn't need to be another worry for a child while it is growing up.

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