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Are young adults today lacking life skills that inhibit them to determine an individual life track?

So I'm an Asian American raised under immigrant parents who came to this country to start a family. Therefore, I wasn't taught much about the system pertaining to everyday life skills. For example,

*How to do taxes
* What taxes are
* How to vote
* What political parties are
* How to write a resume/cover letter/anything related to getting a job
* How to write a check/balance a check book
* Anything to do with banking
* How to do loans for college
* How to jump start a car or other basic emergency things
* How to buy a car or house

We are distracted with the free flow of information that we forget how essential these skills are in order to promote confidence for independence.

I understand that these can be learned through parents or as you go on, but what about the 99% protesting on Wall Street? If they knew about credit scores or interest rates, would so many students have taken out those loans?

Throughout my study, I found most high school graduates who are going to college don't have any idea of what they want to study. I believe it is because they lack the confidence to believe in themselves to pursue a higher purpose in life.

I hope I explained my idea clearly enough as this is my first conversation here on TED. I hope to hear from most of you!

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  • Jul 25 2013: It's true that there's a lot that young adults today,like myself,who are in want of life skills.I was brought up very protectively.At the age of 11 I started going to a boarding school.I picked a few essential skills there.I learned how to manage my belongings,how to behave with different people,how to study on my own.But I was ignorant of certain skills like leadership and money management.
    Now,I'm doing my UG in engineering.There are some areas in engineering that I would really love to work on.But there are several that I have to do just to get the degree.I'm Indian and many colleges here don't offer much of a choice.If you've chosen a course,you have to do a fixed set of subjects till the 3rd year.That doesn't help one bit!I have a lot of interests and would like to devote a fair bit of time to a lot of them.My present situation is not conducive to my pursuit of some of these interests.But I've been taking some steps to explore myself in the last 8 months or so.It certainly has raised my confidence. I've been trying to challenge myself more often,knowing that it 'll induce me to do better.
    I'm still unclear about a lot of things in life.Like what I want to do after my UG.I certainly want to take a few years off,just to travel,go places and just be a part of different cultures,contribute something to a small community in my country,like my native village.But I just don't know at what stage I should do all this.I hope time will teach me and my fellow "TEDmates " will teach me.

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