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Are young adults today lacking life skills that inhibit them to determine an individual life track?

So I'm an Asian American raised under immigrant parents who came to this country to start a family. Therefore, I wasn't taught much about the system pertaining to everyday life skills. For example,

*How to do taxes
* What taxes are
* How to vote
* What political parties are
* How to write a resume/cover letter/anything related to getting a job
* How to write a check/balance a check book
* Anything to do with banking
* How to do loans for college
* How to jump start a car or other basic emergency things
* How to buy a car or house

We are distracted with the free flow of information that we forget how essential these skills are in order to promote confidence for independence.

I understand that these can be learned through parents or as you go on, but what about the 99% protesting on Wall Street? If they knew about credit scores or interest rates, would so many students have taken out those loans?

Throughout my study, I found most high school graduates who are going to college don't have any idea of what they want to study. I believe it is because they lack the confidence to believe in themselves to pursue a higher purpose in life.

I hope I explained my idea clearly enough as this is my first conversation here on TED. I hope to hear from most of you!

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  • Jul 25 2013: After reading all of your comments (Which were all quite excellent)

    I have come to a conclusion based upon them. Since we live in a society that makes tasks outsourced and specialized, it lowers the initiative to learn the skills mentioned above because you can ultimately pay a professional to do it. In addition, with the economic boom in the 90's, parents in that era experienced a surplus age where the money they earned and saved because of the great depression values instilled upon them when they were children, turned into high returns on investments. This has made our generation lack the lessons of saving or interest rates. First Generation children have no advantage either since our parents are going through the same mortgage-high interest rate debt that the students are experience with college loans.

    This leads us to consumerism, which values the common person based upon his possessions rather than his character or his occupation. Instead of asking students "what do you want to do for the rest of your life" it should be "how would you want to make money for the rest of your life." Of course this is wrong because it's killing the curiosity that students need in order to pursue higher knowledge. We have reached a point in our humanity where knowledge is the not considered the most powerful but rather currency.
    Flexibility doesn't help either. Since specialized occupations are being made up everyday, we can no longer simply choose one by "trying them out" since there's just too many. This scares students because of the possibility of missing out.
    I believe the problem exists from the time and place where are in. Education and parenting hasn't been adjusted to the new technology and service market this country is transforming into. Consumerism is killing our children's curiosity where they value an Xbox higher than a book. This is why kids are dropping out of high school and just working straight from there because they believe making money is a higher priority.

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