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Are young adults today lacking life skills that inhibit them to determine an individual life track?

So I'm an Asian American raised under immigrant parents who came to this country to start a family. Therefore, I wasn't taught much about the system pertaining to everyday life skills. For example,

*How to do taxes
* What taxes are
* How to vote
* What political parties are
* How to write a resume/cover letter/anything related to getting a job
* How to write a check/balance a check book
* Anything to do with banking
* How to do loans for college
* How to jump start a car or other basic emergency things
* How to buy a car or house

We are distracted with the free flow of information that we forget how essential these skills are in order to promote confidence for independence.

I understand that these can be learned through parents or as you go on, but what about the 99% protesting on Wall Street? If they knew about credit scores or interest rates, would so many students have taken out those loans?

Throughout my study, I found most high school graduates who are going to college don't have any idea of what they want to study. I believe it is because they lack the confidence to believe in themselves to pursue a higher purpose in life.

I hope I explained my idea clearly enough as this is my first conversation here on TED. I hope to hear from most of you!

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    • Jul 16 2013: Wow.
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      Jul 17 2013: You know what they say, TF. It's not the crises that make people lose their homes and jobs. They only reveal the cracks in the foundation of the system. You're speaking of both some of the cracks and the possible negative outcome.
    • W T 100+

      • +2
      Jul 17 2013: Good points.

      I think common sense has to kick in sometime.
      My parents did not go through the great depression, but still they knew the value of a dollar.
      We were taught to save money, and live within our means.

      It has served me well.

      Unfortunately, looking around, common sense is not so common.
      A lot of people are up to their eyeballs in debt, some have lost everything......this is very sad.

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