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Mykle Ykle

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Should employers not hire you or fire you when they discover your bad credit history?

It has been a sad situation for me and many others in the USA (I don't know if this is an issue worldwide) I have great qualifications and work experience. Yet, in the majority of states you are obligated to submit to a criminal background check which is completely understandable, but that also includes a credit check. I understand that a credit check should be mandatory for executive, banking, casinos and industries directly involving money. Sadly, those of us with bad credit are being discriminated for regular jobs i.e. retail, call centers, customer service.

The government, banks and debt collectors wants their money, as they should. Yet, if you have bad credit, it's a lot harder to find a job making it impossible to get out of debt, let alone be a productive citizen.

This is an issue that is not widely discussed, I've searched online and there are some bills being proposed to end this discrimination but I don't think is really going anywhere.

I would like to have the TED community input in the most civil way possible.

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    Feb 28 2013: Actually, I believe that because of your bad credit history they have to hire you and keep you, nothing else!

    I imagine myself as a employer. I have a CV of a really qualified person for position that I have vacant. With big experience. With recommendation letters. And with bad credit history. I will hire him with no doubts because he is not only qualified and experienced, but also he will work hard and value his job because he has to pay his depts!
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      Mar 1 2013: Exactly how I would feel if I was hired.

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