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Mykle Ykle

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Should employers not hire you or fire you when they discover your bad credit history?

It has been a sad situation for me and many others in the USA (I don't know if this is an issue worldwide) I have great qualifications and work experience. Yet, in the majority of states you are obligated to submit to a criminal background check which is completely understandable, but that also includes a credit check. I understand that a credit check should be mandatory for executive, banking, casinos and industries directly involving money. Sadly, those of us with bad credit are being discriminated for regular jobs i.e. retail, call centers, customer service.

The government, banks and debt collectors wants their money, as they should. Yet, if you have bad credit, it's a lot harder to find a job making it impossible to get out of debt, let alone be a productive citizen.

This is an issue that is not widely discussed, I've searched online and there are some bills being proposed to end this discrimination but I don't think is really going anywhere.

I would like to have the TED community input in the most civil way possible.

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  • Feb 12 2013: I cant no matter how many time I read this in the media, come to the conclusion that is amazing short sighted, ignorant, prejudiced, and down right plain stupid.

    No one ever seems to equate this, with the same country, that has the highest prison population in the world. Unfortunately, the country seems to be putting itself in a "death spiral" of it's own making.

    There was a time, which was long ago, that said if you do the crime, and do the time, you're released as a free man.

    Now it seems as it's a life sentence. For people who truly realize what that means, a life of crime - is the only option. Then people wonder why they don't feel safe on the streets, go figure.

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