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Mykle Ykle

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Should employers not hire you or fire you when they discover your bad credit history?

It has been a sad situation for me and many others in the USA (I don't know if this is an issue worldwide) I have great qualifications and work experience. Yet, in the majority of states you are obligated to submit to a criminal background check which is completely understandable, but that also includes a credit check. I understand that a credit check should be mandatory for executive, banking, casinos and industries directly involving money. Sadly, those of us with bad credit are being discriminated for regular jobs i.e. retail, call centers, customer service.

The government, banks and debt collectors wants their money, as they should. Yet, if you have bad credit, it's a lot harder to find a job making it impossible to get out of debt, let alone be a productive citizen.

This is an issue that is not widely discussed, I've searched online and there are some bills being proposed to end this discrimination but I don't think is really going anywhere.

I would like to have the TED community input in the most civil way possible.

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    Feb 6 2013: Mykle, I can see your dilemma .. and the point in corporations wanting that input. As you stated there are certain jobs where this is a backbreaker ... you left out security risks as this could become a leverage point. However, In other jobs I think it should be a point of discussion ... If you went bankrupt while starting your own firm is certainly different than being a alcholic and gamboler who drank and gamboled away the family fortune. Owing for college loans is another exception as is medical bills.

    So I agree there are certain jobs that this is and should be a serious concern and others that it should be of lessor concern .. especially under the right circumstances.

    I disagree that the federal or state government should dictate the hiring or firing terms of any institution outside of the said government.

    I wish you well. Bob.

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